Posted on: July 17, 2015 by Aegis General

As most homeowners are aware, various factors contribute to the cost of an insurance policy. Earlier this year, we touched briefly on Specialty Homeowners Insurance, and how this coverage takes care of clients with more complex needs than typical homeowners. A home’s age is a significant consideration and obstacle for standard homeowners insurance companies. Generally […] Read More

Posted in: blog Specialty homeowner's insurance

Tagged: Aging Roof homeowner's Insurance Liability Specialty

Posted on: May 5, 2015 by Aegis General

  Insurance fraud is a huge problem in America, and a financial burden on not only insurance providers but law abiding policy holders as well. According to the Coalition Against Insurance Fraud’s State of Insurance Fraud Technology report issued in September 2014, over half of the surveyed insurers who participated in the survey said that […] Read More

Posted in: blog Specialty Property

Tagged: Fraud Insurance low-value dwellings non-standard homeowners property Specialty

Posted on: April 27, 2015 by Aegis General

The insurance industry is all about risk; managing risk, transferring risk, determining what risks clients can absorb and where they may need extra assistance. There are many intricate ways insurers assess risk for both their clients as well as their own operation. The outcome of risk assessment often directly impacts not only policy premiums, but […] Read More

Posted in: blog Specialty homeowner's insurance Specialty Property

Tagged: coverage Insurance policy Programs risk Specialty

Posted on: April 10, 2015 by Aegis General

For many Americans, the ability to own a vacation home is a symbol of success and achievement. Whether it’s a small condo in a favorite city, a cabin in the mountains or a bungalow by the sea, vacation properties can be the perfect place for families to unwind and escape from daily life. By nature […] Read More

Posted in: blog Specialty homeowner's insurance Specialty Property

Tagged: home Insurance property Specialty vacation

Posted on: April 6, 2015 by Aegis General

Many clients have property components to their estate planning and assets transfer programs. It is not uncommon for a parent to leave their family home to their child in their will, or for a relative to place their income or vacation property into a trust or estate to be dispersed to the beneficiaries. While property […] Read More

Posted in: blog Specialty homeowner's insurance Unoccupied Property

Tagged: dwelling Estate Insurance properties property Specialty unoccupied vacant

Posted on: February 26, 2015 by Aegis General

According to the U.S. Center for Disease Control, it is estimated that at least 15% of the population of the United States is not served by public water systems. Instead, these homes rely on wells and small water systems which are often not designed to federal building standards. For example, homes in rural and older […] Read More

Posted in: blog Specialty homeowner's insurance

Tagged: dwelling home homeowner's house Insurance manufactured mobile property Specialty

Posted on: February 5, 2015 by Aegis General

What is Specialty Homeowners Insurance Coverage?  Not all properties are created equally. In fact, no two properties or owners will have the exact same insurance needs. Each client poses their own unique blend of risk and loss exposures to an insurer, and some clients have more complex needs than others. Standard homeowners insurance policies are […] Read More

Posted in: blog Specialty homeowner's insurance

Tagged: home homeowner's Insurance property Specialty