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Aegis General:
Your Insurance Home for Vacant Dwellings

As specialists in the habitational market, part of our portfolio of insurance programs includes protection for vacant dwellings. As an insurance agent and producer, you may have clients who need to vacate their home due to renovations or perhaps they’re selling the property or it’s in probate. With Aegis General, you can insure vacant properties and their unique exposures against fire, explosion, wind, hail, theft, vandalism and other perils along with premises liability coverage.

Our program is available through Aegis Security Insurance Company, an A.M. Best “A-, Financial size VII” rated carrier that specializes in underserved and hard-to-place homeowners markets. We deliver a competitive insurance solution for vacant dwellings.

Vacant Dwelling Program Highlights

  • Stand-alone Residential Dwellings in Rural Areas
  • Vacant Manufactured Homes
  • Home Undergoing Renovations
  • For Sale (less than one year on the market)
  • In the Name of an Estate of Trust
  • Terms – 3, 6 or 12 months
  • Value – Up to $300,000 TIV, depending on geography
  • Protection Class – All are acceptable
  • Age of Home – All are acceptable (with a focus on homes 10+ years old)
  • Vandalism & Malicious Mischief coverage available
  • Deductible options from $500

Download our Info Sheet

Individual product coverages, limitations, and exclusions may vary by state.

Coverage Features

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Damage by Aircraft or Vehicle
  • Smoke
  • Volcanic Eruption
  • Vandalism or Malicious Mischief

To learn where we offer our Vacant Dwelling insurance product, please click here.

Superior Claims Service from Aegis Security

Aegis Security Insurance Company provides superior claim service, no matter the size or type of loss. In addition to providing superior day-to-day claims handling service, Aegis Security Insurance Company has built a dedicated mobile catastrophe claims team that responds to events immediately — in some cases they are there even before the catastrophe is over! Aegis Security Insurance Company’s mobile catastrophe claims teams utilizes licensed adjusters and appraisers who are able to issue payments on the scene, with authority to settle claims in the fastest, most efficient way possible.

Grow your book of business with Aegis General.

We invite you to learn more about our insurance program for Vacant Dwellings/Unoccupied Dwellings and becoming a producer with Aegis General. We can help you expand your footprint in this market segment. As specialty property insurance specialists with an emphasis on addressing the needs of hard-to-place habitational risks, we can assist you in delivering a product that is both comprehensive and competitive. We can help you expand your footprint in the market segments we serve. Contact us at (866) 662-5752 or complete the form at the top of this page.