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Aegis General:
Providing Dwelling Fire Insurance

At Aegis General Insurance Agency, one of our key specialties is providing an insurance option for dwellings that may otherwise be challenging to write. Backed by Aegis Security Insurance Company, an A.M. Best rated “A-, Financial size VII” carrier, our insurance product is available on an admitted basis and available for owner-occupied homes, seasonal dwellings and rentals. We deliver an insurance solution to address the various exposures that come with each unique risk.

Our breadth and depth of experience supports our agents and producers in this niche market, delivering a competitive product to effectively manage risk and protect an insured’s property and assets.

Dwelling Fire Program Highlights

  • Dwellings – Lower Valued, Well-Maintained Homes
  • Occupancies – Owner, Seasonal, Rental
  • Value – Up to $500,000 TIV, depending on geography
  • Valuation – Market value/purchase price to determine Coverage A
  • Protection Class – All are acceptable
  • Age of Home – All are acceptable (with a focus on homes 10+ years old)
  • Prior Claims – One prior loss will not make the risk ineligible
  • Animal Injury Liability – All dog breeds are acceptable (*in most states)


Download our DWELLING BASIC Info Sheet


Download our DWELLING SPECIAL Info sheet

Individual product coverages, limitations, and exclusions may vary by state.

Coverage Features

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Damage by Aircraft or Vehicle
  • Smoke
  • Volcanic Eruption
  • Vandalism or Malicious Mischief

Property coverages respond to the dwelling, unattached structures and personal property. In addition, rental value and additional living expenses are available if a loss renders the property uninhabitable for a period of time. Other additional coverages include: fire department service charge, the cost to remove property from the property if it’s a threat and debris removal among others.

To learn where we offer our Dwelling Fire insurance product, please click here.

Specialized Catastrophe Team from Aegis Security

Aegis Security Insurance Company provides superior claim service, no matter the size or type of loss. In addition to providing superior day-to-day claims handling service, Aegis Security Insurance Company has built a dedicated mobile catastrophe claims team that responds to events immediately — in some cases they are there even before the catastrophe is over! Aegis Security Insurance Company’s mobile catastrophe claims teams utilizes licensed adjusters and appraisers who are able to issue payments on the scene, with authority to settle claims in the fastest, most efficient way possible.

Grow your book of business with Aegis General.

We invite you to learn more about our insurance programs and becoming a producer with Aegis General. We can help you expand your footprint in the market segments we serve. Contact us at (866) 662-5752 or complete the form on the top of this page.