Earthquake Insurance: Reducing Risk by Being Prepared
Posted on: October 15, 2015 by Aegis General
It should come as no surprise that earthquakes are capable of causing immense damage. In order to properly protect against property damage and bodily harm, consider obtaining Stand-Alone Earthquake Insurance and follow these guidelines before, during, and after an earthquake.
Before an Earthquake- Contrary to popular belief, doorways are no safer than any other structure. Before an earthquake strikes, identify pieces of furniture that are sturdy enough to protect against falling objects and debris. Safe places in a home, office, or school setting should be identified, as well. Secure loose items that could potentially fall such as pictures, mirrors, shelves, etc. Next, store emergency supplies of water, medication, and first aid necessities in a readily accessible space. Lastly, create a communication plan to stay in contact with family members and loved ones after an earthquake.
During an Earthquake- Do not run outside, but rather stay in the building and drop down to cover the head and neck. If possible, shelter should be taken under a desk or table. Avoid glass, windows, and anything that could potentially fall off of walls. Find something to hang on to until the shaking ends.
After an Earthquake- Once the earthquake ends, evacuate the building if a clear path exists. If trapped, use a cell phone to contact help or tap on pipes and walls so that emergency personnel can locate you, says Ready.gov. If aftershocks occur, be prepared to drop, cover, and hold on again.
At Aegis General Insurance Agency, we understand the importance of preparing for an earthquake. Our comprehensive policies help to protect against injury and property damage to provide peace of mind for our clients. For more information on our products and services, contact our experts today at (855) 399-0966.